Documentation required:

• IDENTY CARD, RESIDENCE CARD or PASSPORT of the person giving the power. In the case of a COMPANY, deeds of appointment of administrator or attorney-in-fact.
• Particulars of the ATTORNEYS AND/OR PROCURATORS to whom the power of attorney is granted.

Documentation required:

• IDENTY CARD, RESIDENCE CARD or PASSPORT of the contracting parties or spouses.
• When the contracts of marriage are granted after marriage, the FAMILY BOOK or details of its INSCRIPTION in the Civil Registry (marriage certificate).

Documentation required:

• IDENTY CARD, RESIDENCE CARD or PASSPORT of the contracting parties or spouses.
• SEPARATION OR DIVORCE AGREEMENT drawn up with the assistance of a lawyer in which the consequences of the separation or divorce are agreed in relation to the family home, the assets of the marriage, alimony or financial compensation between the spouses, maintenance payments, and other matters established by law. FAMILY BOOK or marriage registration certificate.

Documentation required:

• IDENTY CARD, RESIDENCE CARD or PASSPORT of the contracting parties and two witnesses
• Satisfactory resolution of the previous MARRIAGE PROCEDURE, in which it is established that the contracting parties meet the requirements to marry each other. It is processed by the Civil Registry.

The loan to buy a house is a contract whereby a financial entity provides a person with a fixed amount of money that must be repaid together with interest by means of periodic payments over a given period of time. The person who receives the money guarantees its repayment to the financial institution by offering as collateral a real estate property he or she owns.

Nowadays, following the entry into force of the Real Estate Credit Act, when applying for a mortgage loan at a bank, it is essential, once the transaction has been initially authorised by the bank, to sign the notarial transparency act before a notary.

This act, which is free of charge, is one of the most important new features introduced by the law. Borrowers who are going to buy a property go to the notary’s office to receive advice from the notary on each point of the loan, interest, term, commissions, bonuses, etc. This is essential, as there is no bank representative or agency involved and clients can ask the notary any questions they may have, including tax implications, income tax relief, etc.

The aim is to ensure that borrowers have no doubts about the loan that they will sign days later together with the sale and purchase.

The client is free to choose the notary. It is enough to communicate to the bank the name of the notary that you want to be advised so that the bank proceeds to upload all the documentation to our platform. From the day the documentation is uploaded, 11 days must pass before the signing of the loan deed and the purchase and sale deed, and during these 11 days an appointment is made at the notary’s office to receive the indicated advice.

Documentation required:

• IDENTY CARD, RESIDENCE CARD or PASSPORT of HEIR/S. All of them must have NIF or NIE. All of them must have NIF or NIE. If one of them is a COMPANY, deeds of appointment of administrator or proxy.

• DOCUMENTATION OF THE ASSETS BELONGING TO THE DECEASED:
  • MONEY and FINANCIAL PROPERTY: BANK CERTIFICATES are provided with the balances and positions at the date of death.
  • REAL ESTATE: Deed of ownership and/or Nota Simple. Last IBI receipt.
  • PARTICIPATIONS IN COMPANIES, VEHICLES and other MOVABLE PROPERTY: the title deed or deed of ownership; for vehicles, make, model; including their registration number.

• SUCCESSORY TITLE: This is the document in which it is determined who the heir is and in what proportion. It can be:
  A) TESTAMENT: The authorised copy is needed together with the death certificate and Last Will and Testament of the deceased.
  B) ACT OF DECLARATION OF HEIRS. When the person has died without a will. It is processed previously.

Documentation required:

• IDENTY CARD, RESIDENCE CARD or PASSPORT of the constituent partners. All of them must have NIF or NIE. If one of them is a COMPANY, deeds of appointment of administrator or proxy.
• BY-LAWS: We take care of drawing up your by-laws if you wish.
• CERTIFICATE OF NAME in force in the name of a partner (we can arrange for this to be obtained).
• ACCREDITATION OF CONTRIBUTIONS:
  • If MONEY is provided: Certificate issued by a bank SPECIAL FOR THE CONSTITUTION OF THE COMPANY with a maximum age of two months.
  • If PROPER PROPERTY IS PROVIDED: Title deed and/or Nota Simple. Last receipt of IBI.
  • If PROPER MOVABLE PROPERTY IS PROVIDED, the description in the deed, make, model, including registration details if available, is sufficient. If there is a deed of acquisition, this must be provided.
  • In the case of incorporation of a limited company, it is necessary to provide a VALUATION CERTIFICATE of the assets contributed.

Documentation required:

• IDENTY CARD, RESIDENCE CARD or PASSPORT of donor/s and donee/s. All of them must have NIF or NIE. If one of them is a COMPANY, deeds of appointment of administrator or proxy.
• ACCREDITATION OF THE DONATION:
  • If MONEY is donated: copy of the bank cheque or certificate of transfer of the money with indication, in both cases, of the debit and credit accounts. In addition, it is necessary to indicate in the deed the origin of the funds donated (savings, inheritance, sale of goods…etc.).
  • If REAL ESTATE is being donated: Title deed and/or Nota Simple. Last receipt of IBI.
  • If MOVABLE PROPERTY is donated, description, make, model, including its registration details if it has them. The title deed must indicate the title of acquisition.

All kinds of commercial policies, e.g.:

• Personal loans
• Guarantees and counter-guarantees
• Credit Lines
• Financial leasing
• Hedging credit for banking operations
• Notarial attestations or certifications