Avui dia, despr\u00e9s de l’entrada en vigor de la Llei de cr\u00e8dit immobiliari, quan se sol\u00b7licita un pr\u00e9stec hipotecari en una entitat banc\u00e0ria, \u00e9s imprescindible, una vegada autoritzada inicialment l’operaci\u00f3 pel Banc, signar davant Notario l’acta de transpar\u00e8ncia notarial.<\/p>\n
Aquesta acta, de car\u00e0cter gratu\u00eft, \u00e9s una de les novetats m\u00e9s importants introdu\u00efdes per l’esmentada llei. Els prestataris que compraran un habitatge acudeixen a la notaria per a rebre l’assessorament del notari sobre tots i cadascun dels punts del pr\u00e9stec, inter\u00e8s, termini, comissions, bonificacions etc. \u00c9s essencial, ja que no interv\u00e9 cap representant del banc ni gestories i els clients poden fer al notari totes les preguntes de qualsevol \u00edndole, fins i tot sobre repercussions fiscals, desgravaci\u00f3 en la renda etc.
\nLa finalitat \u00e9s que els prestataris no tinguin cap dubte sobre el pr\u00e9stec que signaran dies despr\u00e9s juntament amb la compravenda.<\/p>\n
L’elecci\u00f3 del notari \u00e9s lliure pel client. N’hi ha prou amb comunicar a l’entitat banc\u00e0ria el nom del notari que vol que l’assessori perqu\u00e8 l’entitat banc\u00e0ria procedeixi a pujar a la nostra plataforma tota la documentaci\u00f3. Des del dia que es pugi la documentaci\u00f3 han de passar obligat\u00f2riament 11 dies per a poder signar l’escriptura de pr\u00e9stec i la compravenda i durant aquests 11 dies es concerta la cita en la not\u00e0ria per a rebre l’indicat assessorament.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_padding=\u00bbno-extra-padding\u00bb column_padding_tablet=\u00bbinherit\u00bb column_padding_phone=\u00bbinherit\u00bb column_padding_position=\u00bball\u00bb column_element_spacing=\u00bbdefault\u00bb background_color_opacity=\u00bb1″ background_hover_color_opacity=\u00bb1″ background_image=\u00bb1281″ background_image_position=\u00bbcenter center\u00bb enable_bg_scale=\u00bbtrue\u00bb background_image_loading=\u00bbdefault\u00bb column_shadow=\u00bbnone\u00bb column_border_radius=\u00bbnone\u00bb column_link_target=\u00bb_self\u00bb column_position=\u00bbdefault\u00bb advanced_gradient_angle=\u00bb0″ gradient_direction=\u00bbleft_to_right\u00bb overlay_strength=\u00bb0.3″ width=\u00bb1\/2″ tablet_width_inherit=\u00bbdefault\u00bb tablet_text_alignment=\u00bbdefault\u00bb phone_text_alignment=\u00bbdefault\u00bb animation_type=\u00bbdefault\u00bb bg_image_animation=\u00bbnone\u00bb border_type=\u00bbsimple\u00bb column_border_width=\u00bbnone\u00bb column_border_style=\u00bbsolid\u00bb gradient_type=\u00bbdefault\u00bb][divider line_type=\u00bbNo Line\u00bb custom_height_phone=\u00bb300″][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"
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